UNITED FIRST FINANCIAL (UFirst)
(U FIRST)
Our History 
History of the Company
The founders of United First Financial ®, a financial software services and support company,were recently awarded The Ernst & Young Entrepreneur Of The Year ® 2008 Award in Utah.
According to Ernst & Young LLP, the award recognizes outstanding entrepreneurs who are building and leading dynamic, growing business.
About The Ernst & Young Entrepreneur Of The Year Awards
It is the world's most prestigious business award for entrepreneurs. As the first and only truly global award of its kind Ernst & Young Entrepreneur Of The Year celebrates those who are building and leading successful growing and dynamic business recognizing them through regional, national and global award programs in more than 135 cities in 50 countries.
Broker Banker, we were featured twice, Personal Real Estate Investor, we received the Editor's Choice Award, Mortgage Planner and True Wealth have all done their "Do diligence" as did Ernst & Young. They have spent many hours looking into United First Financial and realizing the value of the company and what we can do for you.
About Our Founders
While growing up together, Skyler Witman and John Washenko witnessed their families struggle with debt, including foreclosures and other mortgage related hardships. Ten years ago, with the goal of helping as many people as possible to achieve their financial goals, these two friends formed their own mortgage company, Accelerated Equity and Development Inc. Accelerated Equity, quickly became one of the most successful full-service mortgage companies in the Western United States.
Within two years of starting the company, Skyler and John were not satisfied with the results of their clients so they searched for a new way to help them. Their search led to debt reduction programs such as the bi-weekly payment program, which allows you to pay a 30-year mortgage off in 22-23 years. In an effort to help their client’s, Accelerated Equity soon became one of the largest advocates of the bi-weekly payment programs. Although they were helping more people fulfill their dreams, they still weren’t satisfied with the results.
They soon realized that it wasn’t going to be that easy and knew that it would require millions of dollars in investment and take several years of research and development. Careful examination of their goal, to help people to achieve their financial goals, and their personal belief, that all people should be able to control their own debt and someday eliminate it all together, left them with only one choice. They had to create a product that would change the way American homeowners controlled their debt.
The product they needed to create would need to optimize the interest cancellation for each client, be easy to use, guide them in the flow of their money, and comply with U.S Banking regulations. This would require provable mathematical algorithms to perform the calculations and system programming.
They contracted a mathematical engineer from GE Aeronautics to create the mathematical algorithms and system programming, which are the “brains” of the Money Merge Account ® web-based software. After investing 2.5 million dollars and three years in development, they were ready. Skyler and John now needed a company to market and sell their product so they brought on colleagues Jonathan Bonnette, Matt Lovelady, Don Jorgensen and Steve Smith; all with many years of expertise in the mortgage and financial arena, and co-founded United First Financial ® (UFirst TM).
The founders of United First Financial ®, a financial software services and support company,were recently awarded The Ernst & Young Entrepreneur Of The Year ® 2008 Award in Utah.
According to Ernst & Young LLP, the award recognizes outstanding entrepreneurs who are building and leading dynamic, growing business.
About The Ernst & Young Entrepreneur Of The Year Awards
It is the world's most prestigious business award for entrepreneurs. As the first and only truly global award of its kind Ernst & Young Entrepreneur Of The Year celebrates those who are building and leading successful growing and dynamic business recognizing them through regional, national and global award programs in more than 135 cities in 50 countries.
Broker Banker, we were featured twice, Personal Real Estate Investor, we received the Editor's Choice Award, Mortgage Planner and True Wealth have all done their "Do diligence" as did Ernst & Young. They have spent many hours looking into United First Financial and realizing the value of the company and what we can do for you.
About Our Founders
While growing up together, Skyler Witman and John Washenko witnessed their families struggle with debt, including foreclosures and other mortgage related hardships. Ten years ago, with the goal of helping as many people as possible to achieve their financial goals, these two friends formed their own mortgage company, Accelerated Equity and Development Inc. Accelerated Equity, quickly became one of the most successful full-service mortgage companies in the Western United States.
Within two years of starting the company, Skyler and John were not satisfied with the results of their clients so they searched for a new way to help them. Their search led to debt reduction programs such as the bi-weekly payment program, which allows you to pay a 30-year mortgage off in 22-23 years. In an effort to help their client’s, Accelerated Equity soon became one of the largest advocates of the bi-weekly payment programs. Although they were helping more people fulfill their dreams, they still weren’t satisfied with the results.
They soon realized that it wasn’t going to be that easy and knew that it would require millions of dollars in investment and take several years of research and development. Careful examination of their goal, to help people to achieve their financial goals, and their personal belief, that all people should be able to control their own debt and someday eliminate it all together, left them with only one choice. They had to create a product that would change the way American homeowners controlled their debt.
The product they needed to create would need to optimize the interest cancellation for each client, be easy to use, guide them in the flow of their money, and comply with U.S Banking regulations. This would require provable mathematical algorithms to perform the calculations and system programming.
They contracted a mathematical engineer from GE Aeronautics to create the mathematical algorithms and system programming, which are the “brains” of the Money Merge Account ® web-based software. After investing 2.5 million dollars and three years in development, they were ready. Skyler and John now needed a company to market and sell their product so they brought on colleagues Jonathan Bonnette, Matt Lovelady, Don Jorgensen and Steve Smith; all with many years of expertise in the mortgage and financial arena, and co-founded United First Financial ® (UFirst TM).
Congratulations to: Don Jorgenson, Skyler Witman, Johnathan E. Bonnette, John Washenko, and Matt Lovelady.
To read the entire magazine "click" on picture.
Tested And Proven
United First Financial conducted a one-year market test in Denver Colorado during 2005-2006 that proved their product a success. They were proud and astonished to find that 97.6% of the homeowners from the initial 400 client test market who signed up for the Money Merge Account system were still using the web-based software and achieving results even better than predicted. Homeowners with a traditional 30-year mortgage were on track to become mortgage free in only 8 to 11 years, all while paying off other debt in the process, with a rate of 20% better savings and payoff time than was initially predicted. Skyler and John had reached their goals! Not only had they developed a product that would help their clients get out of debt faster than ever before. They had also given them a tool that helped them to make informed decisions about their spending, by showing them how each purchase would affect their Debt payoff.
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Make It Yours, Free and Clear TM
Independent Agent of United First Financial ®
Debbie Reynolds
DebbieR@canceloutmydebt.com 406-360-6286